Policy
Registration Payment & Refund Policy
Last updated: 30 October 2026
This policy explains the ₹699 registration payment that applies to registrations for SCREENING, ELITE and PRIME. It forms part of our Terms of Use. MASTERSTROKE is currently interest-only and no registration payment is requested for it.
1. What the registration payment is
The registration payment is a fixed amount of ₹699. It registers your application with 10TH COSMOS. It is not the professional fee for any programme. The professional fee for an engagement is set out separately, in the engagement letter.
Registration does not guarantee acceptance, onboarding or the commencement of professional advisory services. We review each application and will contact you.
2. Accepted or finalised projects: refundable by adjustment
If your application proceeds to an accepted or finalised advisory project, the ₹699 registration payment is refundable by adjustment. It is credited or adjusted once against the final professional fee payable for that accepted project.
This is a fee adjustment, not a cash refund. We do not promise repayment of the registration payment to your original payment method, and the registration payment is adjusted only once.
3. Applications that do not proceed
If your application does not proceed to an accepted or finalised project, the registration payment is non-refundable, except where applicable law requires otherwise.
4. Payment confirmation
A registration is confirmed only after your payment has been verified. If an amount is debited from your account but you do not see a confirmation, please contact us with your payment reference and we will look into it.
Online payments are processed by Razorpay, which collects your payment details directly in its secure payment window. We do not collect or store your card, bank or UPI credentials. Razorpay’s own terms and privacy policy apply to the payment.
5. Relationship to our Terms of Use
This policy applies to the registration payment. Where our Terms of Use say that payments are non-refundable, that statement is subject to this policy for the registration payment.
6. Contact us
For any question about your registration payment, write to connect@10thcosmos.com or call +91 93199 66673, quoting your registration reference.
